Mortgage Loan Originator | NMLS# 429533
Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.
Dedicated to assisting clients with their mortgage needs while providing an unrivaled loan experience since 1993. By forming relationships with my clients built on integrity and trust, we discuss their current financial situation and long-term goals. This provides me with information to formulate a plan, selecting a loan option to achieve their immediate needs and prepare for future real estate wealth.
A proud Colorado native. As an avid runner, I participate in locally sponsored races. I enjoy spending time with my family, attending live music events, and reading a good book on a sunny beach.
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Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.
FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.
Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.
A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.
The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:
Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.
Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.
Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.
Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.
NMLS# 150953
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